ATTENTION: INVESTORS WITH MATURING COMMERCIAL LOANS OR LOANS IN DEFAULT If you have a commercial real estate loan with the following characteristics then you may have some options to consider:
Your loan may have already matured, or has received a short extension or modification from your lender

1. Your loan matures within the next 12 months
2. Your loan may or may not be in default
3. Your lender may have already called the loan due to non-payment or a technical default
4. You may require additional funds and the lender is not willing to lend

In a growing number of cases the lender may be willing to sell your note at a discount, and we may be able to re-negotiate the rate and term with you to reflect private borrowing rates. Although this will be substantially more expensive than traditional bank financing it serves as a useful bridge for a borrower who wants to save the property and who cannot refinance conventionally and has no other options. This provides you more time to explore other options, including sale of the property, or to wait until more favorable capital returns to the market.  In addition, in appropriate situations these can be cash-out loans to permit you to pay off past due property expenses, provide working capital, or pay delinquent real estate taxes.